Uber’s taxi service is available in more than 80 countries in the world. Such taxicab services have made commuting from one place to another convenient and cost effective. Uber’s business model is based on providing commuting services to customers while helping Uber drivers earn extra money. While Uber’s policy may seem to be created in everyone’s best interests, they have a mixed record regarding integrity and honesty, especially when accidents occur. Luckily, the lawyers at Ellis Injury Law have provided some additional information on Uber’s liability regarding accidents involving their drivers.
Are Uber drivers considered Uber Employees?
It is important to note that Uber drivers are not Uber employees. In fact, Uber drivers are independent contractors. An independent contractor has a contract with a large company (Uber in this case) but is actually a self-employed individual. The parent company Uber only pays the contractor for the services they offer. This business model is similar to any traditional taxi service, with the difference that drivers use their own vehicles.
What is Uber’s Liability in an Accident?
Uber screens all their drivers, and they are required to hold valid insurance at all times. But Uber does not watch their drivers ensure they are always driving safely. Your Uber driver may be experienced, but accidents can happen anywhere. The ability to use Uber depends on the state laws in which the accident has occurred and the circumstances under which the accident took place. Since Uber drivers are not Uber employees, it is hard to sue Uber directly if the driver is at fault in an accident and you are unlikely to succeed in such cases. The passenger can instead directly file a lawsuit against the driver to recover compensation for their injuries.
Uber’s Mandatory Auto Insurance Policy
Despite Uber drivers being independent contractors, Uber has a mandatory auto insurance policy for its drivers where Uber provides up to $1 million insurance coverage for accidents that occur while carrying a passenger. Uber also provides insurance coverage to drivers if the Uber app is activated on the driver’s phone. The coverage still works even when the driver is not completing an Uber trip. Thus, Uber drivers have coverage as employees, but legally they are independent contractors.
How can a Good Car Accident Lawyer assist you?
If you or your loved one have been injured in an accident while riding an Uber, it is advised to get legal assistance as soon as possible. A professional and experienced attorney who has handled car accident cases in the past can help you understand the complexity of Uber’s policies and the legal implications of the lawsuit.
A knowledgeable car accident lawyer can smartly fight back high-pressure tactics employed by insurance companies that reduce or deny your claims and investigate every possible angle of the crash to determine the cause of your accident, such as safety defects, negligence of the driver, and so on. A good lawyer will listen to your case and offer you emotional support during these stressful circumstances, safeguard your legal rights, and ensure that you receive the maximum compensation that you deserve for your injuries.